Ready to make your home ownership dreams come true? You need the right title company to ensure a smooth residential transaction from start to finish.

Title Searches

One of the primary functions of a title company is to conduct a thorough examination of the property’s title history. This process involves scrutinizing public records to uncover any liens, encumbrances or defects that could affect the property’s ownership rights. By identifying potential issues early on, title companies help mitigate risks and ensure a clear and marketable title is ready for transfer.

Title Insurance

Title insurance is an important component of residential transactions, as it provides protection against unforeseen title defects or claims that may arise after the sale. Title companies facilitate the issuance of title insurance policies, which safeguard both buyers and lenders against financial losses resulting from title disputes, unpaid taxes or undisclosed easements. This invaluable protection offers peace of mind to all parties financially involved in the transaction.

Escrow Services

Title companies often serve as neutral third-party intermediaries in residential transactions, holding funds and important documents in escrow until all contractual obligations are met. Escrow services ensure that the transaction proceeds smoothly, with funds and documents exchanged only when all conditions, such as inspections, appraisals and financing contingencies, are satisfied.

Closing

As the closing date approaches, title companies play a central role in coordinating the final steps of the transaction. This includes preparing and reviewing closing documents, facilitating the signing of legal paperwork and overseeing the disbursement of funds. Title companies ensure that all parties are informed and prepared for a successful closing so delays are minimized and ownership transfer is seamless. Even after the transaction is complete, title companies continue to provide valuable post-closing services. This may include recording the deed and other legal documents with the appropriate government authorities, disbursing funds to pay off any outstanding liens or mortgages and issuing final title insurance policies to the new property owner and lender.

At Clear Title, our expertise and diligence ensures that residential transactions proceed with confidence and security, laying the foundation for homeownership dreams to become reality.